SmartCOVER

Save up to 3 months on Corporate Travel Insurance by switching to SmartCOVER*

Ask us how

What is SmartCOVER?

Protect your people and your profit from the unexpected while travelling with SmartCOVER, a bespoke corporate travel insurance product designed by Cover-More for Corporate Traveller’s customers.

Teaming up with Australia’s largest travel insurance operator means we can deliver a high-quality and cost-effective insurance product tailored to your business needs.

With SmartCOVER, you’ll be covered by travel insurance specialists with a medical heartbeat. Cover-More provides direct access to a team of in-house medical experts with priority claims assistance for Corporate Traveller customers.

Your Corporate Travel Insurance policy under SmartCOVER also provides: 

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Cost efficiency with a single premium covering multiple trips and employees over a 12-month period.
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24/7 medical and emergency assistance. You’ll speak to an Australian GP with our Travel GP benefit# and have your hospital bills paid direct^.
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Tech solutions to help you comply with the Work Health and Safety legislation’s Duty of Care obligations. Ease of access makes employee compliance to your policy simple too.
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End-to-end booking management provided by Corporate Traveller with cover for domestic and international travel for organisations of all sizes.
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VIP service for Corporate Traveller customers with a dedicated phone and claims officer.

Why you need Corporate Travel Insurance

Did you know 1 in 10 people travel overseas without travel insurance? And when it comes to domestic travel, this number increases substantially.

But when you consider the things that can go wrong, like car accidents, cancelled flights and lost luggage, it makes sense to be protected.

For a lot of people, insurance is one of the last things they think about when organising a trip. We can take the hassle out of arranging insurance by providing a corporate policy to protect any traveller, any time, anywhere.

Get started with SmartCOVER

Save time and money

Setting up a corporate travel insurance policy through SmartCOVER enables your travellers to hit the road without the need to purchase individual policies or a policy for each trip.

You’ll benefit from cost efficiencies and time savings, with a single premium covering multiple trips and employees over the course of a year.

Because not all businesses are alike, our corporate travel insurance comes with four tiers of cover and optional extras. Simply consult with a travel insurance specialist to find the best solution for your business.

Below are some examples of the cost savings that come with a corporate travel insurance policy:

$150k Travel Spend $1 Million Travel Spend
  • 198 days Europe, Middle East and Asia
  • 451 days of Domestic travel
  • 185 days in USA/Africa region
  • 254 days Europe, Middle East and Asia
  • 2762 days of Domestic travel

TOTAL DAYS AWAY: 649**

TOTAL SINGLE TRIP PRICES COMBINED: $8,481

TOTAL DAYS AWAY: 942**

TOTAL SINGLE TRIP PRICES COMBINED: $36,185

CORPORATE POLICY COST

  • Essentials: $738
  • Essentials Plus: $1035
  • Ultimate: $1390
  • Ultimate Plus: $1570

CORPORATE POLICY COST

  • Essentials: $4792
  • Essentials Plus: $5379
  • Ultimate: $6950
  • Ultimate Plus: $7847

TOTAL SAVING: $6.9K+

(depending on which cover you choose) 

TOTAL SAVING: $28K+

(depending on which cover you choose)   

Ask your dedicated travel manager about Corporate Traveller’s insurance reporting, so you can calculate the total number of days to easily obtain your SmartCOVER insurance quote.

Corporate Travel Insurance makes a difference

Don’t risk your travellers getting caught without insurance. The unexpected can happen anytime, anywhere, as these Cover-More corporate travel insurance customers found out:

MEDICAL CLAIM: While on a business trip in the USA, a customer was involved in a head-on car accident in Yosemite National Park. They were hospitalised for internal injuries and a fractured spine, requiring surgery. They spent over four weeks in hospital before being able to fly home. The claim cost was approximately $570,000. 

LUGGAGE CLAIM: A business customer was preparing to leave Germany and head home when their bag was lost from their hotel. They attempted to recover the lost luggage; however, it couldn’t be found. The lost luggage claim was approximately $5,500. 

CANCELLATION CLAIM: When a customer suffered a spontaneous subarachnoid haemorrhage and required hospitalisation for further investigation, their business travel had to be cancelled. Their claim cost was approximately $20,000.

Get a Corporate Travel Insurance quote

Find out how much you could save on your Corporate Travel Insurance with a SmartCOVER quote. Our dedicated team simplify the process so there’s no complicated forms to fill out.

Simply get in touch, discuss your needs and we’ll provide a quote within 48 hours.

 

Speak with a SmartCOVER Corporate Travel Insurance Specialist directly on 1300 72 88 22

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*For new Customers less than 3 months left on an equivalent value 12month Corporate Policy held with a competitor. Terms, conditions and eligibility criteria apply. Cannot be used in conjunction with any other offer.

#Travel GP services do not form part of your travel insurance policy. It is offered to customers at Cover-More’s cost and at our sole discretion. Your circumstances including age, location, medical condition or issue, proximity to appropriate medical care and medical history will be considered.

^Subject to claim approval.

** Price quoted for single trip quotes based on purchasing individual YourCover policies with no add-ons, a $100 excess & $5000 cancellation cover for a single traveller aged 40 years old. Pricing current as at November 2018 but are subject to change at any time.

Read the Combined FSG/PDS available to ensure you understand the conditions, exclusions, limits and sub-limits that apply and check that the insurance meets your specific needs and financial situation before deciding to buy.

Any advice provided is general advice only. Insurance administered and issued by Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 on behalf of the insurer, Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507.